In July the Government confirmed its plans to change the way that Capital Gains Tax (CGT) is calculated for properties that are part or fully let.

Think hard a carefully about how much you want to spend. It’s easy to get carried away with that better and more attractive property, but don’t forget you also have bills to pay when you move in! You might also consider renting as a short term option whilst you’re saving a deposit. In which case, set you budget sensibly and you’ll have more available to save each month.